HDFC ERGO E@Secure Insurance
Stay safe even in the ONLINE world!
The word “internet” has turned our existence upside down. It has changed the way we work, socialize, create and share information and organize the flow of people, ideas, and things around the globe. Today, we spend much of our time on the internet surfing, shopping, sharing and even meeting new people. There is no doubt that internet has given us convenience and improves our life enormously, but at the same time it has also proven as a dangerous place which exposes us to the risks that subsist in cyber space, such as the risk of damage to your e-reputation, fraudulent transactions with your credit cards, debit cards, theft of your personal information, etc. HDFC ERGO brings to you E@Secure Insurance, a product designed to provide protection to individual customers in the event of online breach (arising directly from the use of internet) by the third parties resulting due to covered risk.
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WHAT IS COVERED
Legal Protection: Covers legal cost and expenses In case of a legal dispute arising out of specified covered risk as listed below. Also covers cost of legal advice sought by the insured
Damage to E-Reputation: Covers damage to personal reputation when third party publishes harmful information about you on the internet (including forums, blog postings, social media and any other website)
Identity theft: Reimburse expenses incurred due to loss of your personal information over the internet by a third party to obtain money, goods or services
Unauthorized online transactions: Covers fraudulent online transactions made on your bank account /debit/ credit card/ e-wallets by a third party
E-extortion: Covers you for the financial loss suffered by you as a result of an extortion threat
Cyber bullying: Covers expenses incurred for psychological counselling, if you are the victim of cyber bullying or harassment by the third party
Phishing and E-mail spoofing: Covers financial loss suffered due to direct result of phishing and email spoofing
OPTIONAL COVER
Family: Extend cover to include self, spouse and dependent children (maximum upto 4 family members)
Protection of digital assets from Malware: Covers cost of restoration and recollection of digital data maximum upto 10% of limit of liability.