Terms of Use

"Angel" Financial Advisors Pvt Ltd" hereinafter referred to as"Angel". Please read the following terms of use..

You agree and understand that the information and material contained in this website implies and constitutes your consent to the terms and conditions mentioned below. You also agree that"Angel" can modify or alter the terms and conditions of the use of this service without any liability.

It reserves the right to decide the criteria based on which customers would be allowed to avail of these services.

The content of the site and the interpretation of data are solely the personal views of the contributors."Angel". reserves the right to make modifications and alterations to the content of the website. Users are advised to use the data for the purpose of information only and rely on their own judgment while making investment decisions. The investments discussed or recommended may not be suitable for all investors."Angel". does not warranty the timeliness, accuracy or quality of the electronic content.

A possibility exists that the site could include inaccuracies or errors. Additionally, a possibility exist that unauthorized additions, deletions or alterations could be made by third parties to the site. Although "Angel" attempts to ensure the integrity, correctness and authenticity of the site, it makes no guarantees whatsoever as to its completeness, correctness or accuracy. In the event that such an inaccuracy arises, please inform "Angel" so that it can be corrected.

The price and value of investments and the income derived from them can go down as well as up, and you may not get back the amount you invest. Changes in the rate of exchange may have an adverse effect on the value, price and income of investments in deposits other than your own. Past performance is not necessarily a guide to future performance. The services and investments referred to in our Site may have tax consequences and it is important to bear in mind that "Angel" does not provide tax advice. The level of taxation depends on individual circumstances and such levels and bases of taxation can change. You should consult your own tax advisor in order to understand any applicable tax consequences.

"Angel" does not make any personal recommendations. The information on our Internet site is provided solely to enable investors to make their own investment decisions and does not constitute a recommendation to buy, sell or otherwise deal in investments. Our services and the securities we offer services on may not be suitable for all customers; hence you should seek advice from an independent financial adviser.

The content of the website cannot be copied, reproduced, republished, uploaded, posted, transmitted or distributed for any non-personal use without obtaining prior permission from"Angel". We reserve the right to terminate the accounts of subscribers/ customers, who violate the proprietary rights, in addition to necessary legal action.

"Angel" and its owners/affiliates are not liable for damages caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in transmission or operations, computer virus, communications line failure, and unauthorized access to the personal accounts."Angel". is not responsible for any technical failure or malfunctioning of the software or delays of any kind. We are also not responsible for non-receipt of registration details or e-mails. Users shall bear all responsibility of keeping the password secure."Angel". is not responsible for the loss or misuse of the password. "Angel". is not responsible for the content of any of the linked sites. By providing access to other web-sites,"Angel". is neither recommending nor endorsing the content available in the linked websites.

You agree that the information gathered from your profile will be used to enhance your experience on the website. We will not rent or sell the profile to any third party. In case of a contest or a promotion scheme, we reserve the right to share the users profile with the sponsors. In the event of necessary credit checks and collection of payments,"Angel". can disclose such information to other authorities in good faith."Angel". will use all or any part of the service and change terms without any obligation.

This website is for the exclusive purpose of transactions to be carried out within the territorial jurisdiction of India and all such transactions shall be governed by the laws in India. Notice is hereby given that Non Resident Indians (NRI's) and Foreign Nationals accessing this web site and opting to transact thereon shall do so after due verification at their end of their eligibility to do so."Angel". Limited undertakes no responsibility for such pre-eligibility of qualification on part of Non-Resident Indians (NRI's) or Foreign Nationals to transact on this website.

You understand and agree that no joint venture, partnership, employment or agency relationship exists between you and us as a result of this agreement or on account of use of our web site.

Price and availability of products and services offered on the site are subject to change without prior notice. To the extent we provide information on the availability of products or services you should not rely on such information. "Angel" will not be liable for any lack of availability of products and services you may order through the site.


  • "All the users subscribing to the services extended by www.birlasunlifeinsurance.com are bound by the terms and conditions of "BSLI" and its affiliates and agree that they are eligible to get registered to avail the said services offered by them.
  • The policies accepted by the clients offered by "BSLI" shall be at the sole discretion of the clients by expressly understanding that the client is entering in to a legal agreement with "BSLI" directly and that "Angel" is just a facilitator of the said services to the clients.
  • "Angel" shall try and resolve any of the queries faced by the clients with "BSLI" but it is to be agreed upon that the satisfaction of the client queries shall be satisfied only by "BSLI" as "BSLI" is entering into an agreement with the client directly
  • "Angel" shall not be responsible for any of the technical problems faced by the client once he leaves our site and accesses www.birlasunlifeinsurance.com. Any technical issues have to be resolved by the client directly with "BSLI" AND and/or its representatives.
  • "Angel" agrees to forward any of the premium payments in respect of the policies subscribed to by the Client with "BSLI" on an immediate and instantaneous basis. "Angel" is not responsible for any delay in the processing of such payments by "BSLI". As regards online transfer of funds, "Angel" responsibility is limited to the fact that the client marks funds and the same on being redirected to www.birlasunlifeinsurance.com, shall be the responsibility of "BSLI" to generate the acknowledgements of the payments of the premium amounts received by "BSLI" from the client.
  • "Angel" shall have no liability for any interruption or delay in access to www.birlasunlifeinsurance.com, irrespective of the cause.
  • "Angel" shall in any case not be liable or responsible for any of illegal and/or Unauthorized acts as may be committed by "BSLI" and/or its representatives.
  • "BSLI" shall not incur any liability on behalf of the respective Members or in any way to pledge the Member's credit or accept any order or make any contract binding upon the respective Members without the respective Member's prior written consent

Governing Law

Transactions between you and "Angel" shall be governed by and construed in accordance with the laws of India, without regard to the laws regarding conflicts of law. Any litigation regarding this agreement or any transaction between customer and "Angel": or any action at law arising out of or relating to these agreement or transaction shall be filed only in the Competent Courts of Mumbai alone and the customer hereby agrees, consents and submits to the jurisdiction of such courts for the purpose of litigating any such action.

If you do not agree to any of the terms mentioned in this agreement, you should exit the site.