Health Insurance Plans for Family: Health Guard Platinum
WHY CHOOSE BAJAJ ALLIANZ FAMILY HEALTH INSURANCE?
Medical expenses don’t show up with a warning. Your best bet to avoid spending your
hard-earned life savings towards hospital bills is a robust health insurance policy.
With the Bajaj Allianz Family Health Insurance plan, each of your family members can
avail an individual sum insured or you can opt for a Family Floater Plan. Your family
enjoys cover from expenses incurred due to hospitalization, doctor’s consultation,
ambulance services, treatment charges and pre and post hospitalization expenses.
WE OFFER A WHOLE LOT WHEN IT COMES TO FAMILY HEALTH INSURANCE
Restoration of cover – ₹6 lakh once in a year Unutilized Recharge amount cannot be carried
forward to the subsequent renewal.
No claim bonus – ₹ 2.5 lakh for the first 2 years and ₹ 50,000 for the next 5 years Maximum
upto 7.5 lakh
Free health checkup – Once every 2 years Free health checkup every year for adult insured
members in the designated diagnostic centres upto ₹5,000 per member
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Why you need this Plan ?
What makes Bajaj Allianz Family Health Insurance policy special? Read on to know more about the features of this policy:
1
Platinum Plan – Super cumulative bonus of 50% per claim free year
2
Multiple sum insured options – Enjoy the flexibility to choose between 3 Plans
variant along with the Sum Insured options ranging from 1.5 Lakh to 1 crore
3
Recharge Benefit – To take care of claims where the claim amount exceeds your
sum insured
4
Immediate family cover – This policy covers you, your spouse and your children.
5
Ayurvedic and homoeopathic treatment – Under the Gold & Platinum Plan, the policy covers in-patient hospitalisation expenses (up to Rs 20,000) incurred in a recognised Ayurvedic/homoeopathic hospital where the admission period is not less than 24 hours.
6
Daycare procedures cover – Medical expenses incurred during the treatment of
listed daycare procedures or surgeries are covered under this policy.
7
Sum insured reinstatement – In case your sum insured along with the cumulative bonus (if any) has been completely exhausted during the policy year, we will reinstate it.
8
Pre and post hospitalisation – The policy covers medical expenses 60 days immediately before and 90 days immediately after hospitalisation.
9
Road ambulance cover – This policy covers ambulance expenses incurred upto Rs. 20,000 during per policy period
10
Organ donor expenses cover – Expenses towards organ donor’s treatment for harvesting of the donated organ are covered under this policy.
11
Daily cash benefit – A daily cash benefit of Rs 500 per day, for up to 10 days during each policy year, will be payable as accommodation expenses for one parent/legal guardian to stay with a minor insured under the policy, for an admissible claim.
