NIVA BUPA ASPIRE
Benefits
- 2+ Hour Hospitalisation
- Lock on Entry age till you claim
- Carry forward Sum Insured up to 10X
- Comprehensive Maternity
- Cash bag
- Combine Multi Tenure Sum Insured
- Guaranteed Issuance & jump start on waiting periods for Future Spouse
- Treatment Outside India
- Air Ambulance: up to Sum Insured
- Use & get back your coverage. Unlimited Times
Why you need this Plan ?
Key Add-ons Features
1
Fast Forward
Fast Forward Buy multiyear policies (2 and 3 years) and combine the entire sum insured (Base and M-iracle) to be used anytime during the complete policy tenure.
Fast Forward Buy multiyear policies (2 and 3 years) and combine the entire sum insured (Base and M-iracle) to be used anytime during the complete policy tenure.
2
Borderless
Get treatment anywhere in the World with personalized copayment options of 0%/20%/30%/40%/50%
Get treatment anywhere in the World with personalized copayment options of 0%/20%/30%/40%/50%
3
Safeguard+
The benefits are 3-fold –
- Covers the non-payable items which are not covered in case of a claim
- Carry forward your entire sum insured if claim in a policy year is less than INR 1,00,000
- Get Inflation linked increase in Base Sum Insured every year and beat inflation impact on your coverage.
4
Personal Accident
Personal Accident Get coverage for Accidental Death, Permanent total & permanent partial disability equal to 5 times of Base Sum Insured, maximum up to INR 1 Crore.
Personal Accident Get coverage for Accidental Death, Permanent total & permanent partial disability equal to 5 times of Base Sum Insured, maximum up to INR 1 Crore.
5
Well Consult (OPD)
Get a comprehensive plan that covers expenses for Doctor Consultations, Pharmacy, Diagnostics and a host of wellness benefits.
Get a comprehensive plan that covers expenses for Doctor Consultations, Pharmacy, Diagnostics and a host of wellness benefits.
6
Cash-Bag
Grow your cash-bag for every claim free year. Get 10% on 1st Renewal premium and 5% of subsequent renewal premiums. Accumulate and use the amount for OPD, Co-payment, premiums and more.
Grow your cash-bag for every claim free year. Get 10% on 1st Renewal premium and 5% of subsequent renewal premiums. Accumulate and use the amount for OPD, Co-payment, premiums and more.
7
Future Ready
The waiting periods served by you would be carried forward to your spouse added in the future.
The waiting periods served by you would be carried forward to your spouse added in the future.
8
Annual Aggregate Deductible
Add a small deductible and avail discount on your premiums.
Use corporate insurance or pay on your own to cover the opted amount on Annual Aggregate basis. Rest we will cover.
Add a small deductible and avail discount on your premiums.
Use corporate insurance or pay on your own to cover the opted amount on Annual Aggregate basis. Rest we will cover.
9
Hospital Daily Cash
Cover your miscellaneous expenses with a daily cash benefit. Up to INR 4,000/day for every 24 hours of hospitalization.
Cover your miscellaneous expenses with a daily cash benefit. Up to INR 4,000/day for every 24 hours of hospitalization.
10
Disease Management
Get day 1 coverage for Diabetes and Hypertension. Also, avail up to 20% renewal discount basis the quarter health report scores.
Get day 1 coverage for Diabetes and Hypertension. Also, avail up to 20% renewal discount basis the quarter health report scores.