HDFC Ergo HOME SHIELD INSURANCE

A comprehensive long term home insurance solution

HDFC ERGO Home Insurance plan is uniquely designed to protect your paradise in the best possible way. It extensively covers both structure as well as contents with long term coverage of up to 5 years at an affordable premium. With home insurance policy your prized possessions and home structure gets insured and it gets prepared to deal with any uncertainties that may come thereafter. You can instantly purchase a home insurance policy online without any documentation. It minimizes the time and gives you a hassle free buying experience.

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Why you need this Plan ?
BRING SECURITY & PROTECION TO YOUR HOME
1
Home Shield is a comprehensive coverage plan which protects your home structure as well as its contents.
2
Coverage for Portable Electronic Equipment with Worldwide coverage
3
Optional cover available to secure Jewellery & Valuables at Market value basis
4
Provision for increasing the sum insured upto 25% at the end of every year by opting for Escalation Add on
5
Unique optional covers like
  • Cost of Hotel stay
  • Emergency purchases ( Medicines, Food, Clothes, Toiletries etc)
6
Standard excess of INR 5000/- for each and every claim irrespective of claim amount
7
Covers risk against Fire, Lightning, Explosion, Implosion, Flood, Inundation, Storm, Riot, Strike, Earthquake, Terrorism (optional), Burglary, Theft, Electrical and mechanical breakdown, Automatic reinstatement of content sum insured (upto 2 times) after settlement of claim.
8
Tenants can cover contents

Exclusions

  • Loss and/or damage arising out of War, Invasion, Act of Foreign enemy, hostilities, etc
  • Loss or damage due to nuclear perils
  • 10 years old content and above will not be covered