Tata AIA Maha Raksha Supreme
Insure the future of your loved ones who depend on you financially by securing a ‘pure protection plan’ that let you secure more in more way than one.
Insurance for extensive term till age of 100 years
Flexibility to increase cover at important milestones with Life Stage Option
Save taxes as much as Rs. 46,800
Key Features
Enjoy long-life cover till 100 years of age
Grow your cover as you grow Boost your life cover to meet the evolving needs of your family
Flexi premiums
Regular/Limited Pay/Lumpsum
Inbuilt Benefits
Terminal Illness Protection with 50% payout
Add-on security (Riders)
- 3D: Death, Disability & Disease
- Critical Illness, Hospitalization expenses etc covered.
Benefits of Tata AIA Maha Raksha Supreme – A Term Insurance Plan
Whole Life Coverage
By opting for the whole life cover option under this policy, you can avail of extensive life cover up to 100 years of age. This life cover option ensures your family’s security for the longest possible policy term.
Life Stage Plus Option
The Life Stage Plus Option, if chosen at policy inception, enables you to increase your life cover with an additional sum assured on the same policy during important stages/milestones such as marriage or childbirth during your lifetime.
Inbuilt Accelerator Payout Benefit
This plan comes with in-built Payout Accelerator benefit, which offers 50% of the basic sum assured if you get diagnosed with terminal illness.
Tax Benefits
Your policy premiums paid will be eligible for tax deductions under Section 80C of the Income Tax Act while the benefits payable on death during the policy term will be exempt from taxes under Section 10(10D) of the Income Tax Act.
Special Premium Rates
A healthy lifestyle should be rewarded and we offer special rates for non-smokers. Additionally preferential rates are offered to female lives. When you opt for higher protection, you get discounts that make the plan more affordable.
Optional Riders
You can add additional Riders to increase your plan coverage.
With a choice of flexible life cover options, you have the choice of premium payment modes, terms and frequencies under the term insurance plan enables you to customise your policy as per your needs and affordability.
High cover discount available in your plan for Regular Pay / Single Pay plan option. For Limited Pay, high cover discounts are built in the premium rates.
The free-look period enables you to review your policy terms and conditions or cancel the policy within 30 days of policy purchase if purchase online and 15 days if purchased offline. Once cancelled, subject to the company guidelines, the paid premiums will be refunded.
The nominee will receive the sum assured in case of unfortunate death of the life assured during the policy term.