HDFC Life Smart Protect Plan
A plan that provides a protection cover and caters to your need of long term wealth creation.
Loyalty Additions
Level or Decreasing cover plan options
Capital Guarantee plan option.
Why you need this Plan ?
Advantages of having HDFC Life Smart Protect Plan
1
Choose from 4 Plan Options as per your needs
2
Boost your fund value with 4 kinds of Loyalty Additions (Return of 2X to 3X Mortality Charge, Return of 2X Premium Allocation Charge, Return of Fund Management Charge, Return of 2X of Investment Guarantee Charge)
3
Get a Minimum Assured Benefit1 in the form of capital guarantee in spite of market fluctuations
4
Choose from 6 Funds2 to optimize your investment returns
5
Flexibility to choose the premium payment option- Regular or Limited (5 to 12 years)
6
Reduce your Death Benefit Cover after a chosen period under Decreasing Cover and Decreasing Cover with Capital Guarantee plan options